Fast, Flexible Financing for Real Estate Investors

Finance your next fix & flip, ground-up construction, rental, or bridge investment

Let Heritage Bank Help you finance your next investment property

Whether you’re an experienced investor or just starting out, our private lending solutions offer quick approvals, competitive rates, and flexible terms to help you close deals faster. Skip the red tape and focus on growing your real estate portfolio with confidence.

Fix & Flip

Up to 92.5% Loan to Cost (LTC)
Funding for light, standard, or heavy rehab
Up to 100% of rehab costs covered
1-4 unit properties

Rental

5, 10, and 30-year loan terms
Interest-only option available
Portfolios and vacation rentals welcome
1-4 unit properties

Ground-Up Construction

Up to 90% Loan to Cost (LTC)
Development or in-fill properties
Up to 100% of construction costs covered
1-4 unit properties

Bridge

Up to 80% Loan to Value (LTV)
Short-term financing for SFR properties
Up to 24-month loan terms

Long-Term Commercial Real Estate Funding

80% Loan to Value (LTV)
30-year loan terms

Up to $12 million in financing
30-day closings

Ready to get your next investment property financed?

Investment Property Loans